Bankruptcy Law Firm New York
Handling Your Debt Relief Needs Through Bankruptcy Law In Manhattan
At M. Bradford Randolph, Esq., PLLC, in Manhattan, our bankruptcy attorney has helped numerous individuals and businesses take advantage of the legal protections offered under the Bankruptcy Code. If you are serious about achieving debt relief, our NYC bankruptcy attorney is here to help.
If you are struggling with high debt, you may be facing creditor harassment, wage garnishment, foreclosure, or other financial pressures. Bankruptcy is a powerful legal tool that can help you regain control of your financial future.
Call 212-759-0097 to schedule a consultation with a knowledgeable New York bankruptcy attorney.
Is Bankruptcy Right For You?
Chapter 7 bankruptcy:
Chapter 7 bankruptcy provides a “fresh start” by eliminating most unsecured debts such as credit card debt and medical bills. Contrary to common misconceptions, most individuals do not lose all of their personal property.
Our NYC bankruptcy attorney also has experience addressing tax debt issues within bankruptcy cases.
Chapter 13 bankruptcy
Also known as a “wage earner’s plan,” Chapter 13 allows individuals and small business owners to restructure debt into a manageable repayment plan over three to five years. It can stop creditor harassment and may halt foreclosure proceedings when filed in time.
Chapter 11 bankruptcy
Chapter 11 bankruptcy allows businesses to restructure debt while continuing operations. As a Chapter 11 attorney in New York, we assist businesses, partnerships, LLCs, and individuals with complex financial situations in evaluating whether this option is appropriate.
Attorney and CPA Bradford Randolph has extensive experience guiding clients through Chapter 11 and Chapter 13 filings, including preparing required financial reporting and negotiating with creditors to support long-term stability.
Get A Fresh Start With Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides one of the fastest paths to debt relief. While it is sometimes referred to as a “liquidation bankruptcy,” many individuals are able to retain most of their essential property.
Our Manhattan bankruptcy attorney evaluates each client’s financial situation to determine eligibility for Chapter 7. When significant assets are involved, we may recommend Chapter 13 instead to better protect those assets.
A Payment Plan That Works For You: Chapter 13 Bankruptcy
Financial hardship can arise from unexpected circumstances such as medical expenses, job loss, or economic downturns. As debt accumulates, it can become increasingly difficult to stay current on obligations.
Our NYC bankruptcy attorney helps individuals and families reduce or restructure debt through Chapter 13 bankruptcy. This process consolidates debts into a court-approved repayment plan lasting three to five years. During this time, interest is typically halted and creditors are paid according to the approved plan.
We work closely with clients to evaluate income, expenses, and assets to create a realistic repayment structure that complies with bankruptcy requirements while allowing for financial stability.
Reorganize Your Business Debt Through Chapter 11 Bankruptcy
If your business is experiencing financial distress, Chapter 11 bankruptcy may provide a path forward. It allows businesses to restructure debt while continuing day-to-day operations.
Chapter 11 bankruptcy is available for:
Small businesses
Partnerships and LLCs
Corporations
As a Chapter 11 attorney in New York, we evaluate whether reorganization is viable based on current and projected cash flow. Not every business will successfully complete Chapter 11, which is why careful analysis and creditor negotiation are critical.
Addressing Tax Issues In Bankruptcy
Financial hardship often leads individuals to fall behind on tax obligations. As penalties and interest accrue, tax debt can quickly become unmanageable.
Many people are unaware that some tax debts may be addressed through bankruptcy or other relief strategies.
Our Manhattan bankruptcy attorney reviews tax obligations carefully to determine whether they may be dischargeable. When discharge is not possible, we explore alternative solutions such as installment agreements or other IRS relief programs to help manage the debt effectively.
Frequently Asked Questions
When should I contact a Manhattan bankruptcy attorney?
You should contact a Manhattan bankruptcy attorney as soon as you begin experiencing serious debt issues such as creditor harassment, wage garnishment, or foreclosure. Early legal guidance can help preserve your options and protect your assets.
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 bankruptcy eliminates most unsecured debt and provides a fresh start. Chapter 13 bankruptcy restructures debt into a repayment plan over three to five years, allowing individuals to retain assets while repaying creditors over time with help from an NYC bankruptcy attorney.
Do I need a Chapter 11 attorney in New York?
If you are a business owner or an individual with complex or high-value debt who does not qualify for Chapter 13, a Chapter 11 attorney in New York can help restructure obligations while maintaining operations or financial stability.
Take The First Step Toward Relief
Tax debt can be overwhelming, but you don’t have to face it alone. M. Bradford Randolph, Esq., PLLC, can explain the legal options available to you. Call our firm in Manhattan at 212-759-0097 or email us to get in touch. M. Bradford Randolph is a highly qualified New York City bankruptcy lawyer. Mr. Randolph also holds an MBA and is a CPA with over 25 years of experience to assist you with your tax matters and business tax issues.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
For over 25 years, I’ve helped clients in New York and beyond with tax and business law matters. I’m committed to exceptional service and strong client relationships.
Our Services
CONTACT INFORMATION
Address: 45 Rockefeller Plaza FL 20, New York, NY 10111
Office hours :
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except holidays
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